Call reports 2015
FARMERS STATE BANK OF MUNITH — 2015
What FARMERS STATE BANK OF MUNITH reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 63,519,000 | 63,656,000 | 63,426,000 | 68,040,000 |
| Total loans | 41,558,000 | 42,319,000 | 43,491,000 | 42,447,000 |
| Allowance for loan losses | 902,000 | 914,000 | 914,000 | 581,000 |
| Securities available for sale | 12,360,000 | 13,270,000 | 13,333,000 | 13,221,000 |
| Securities held to maturity | 40,000 | 40,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,753,000 | 56,841,000 | 56,273,000 | 60,819,000 |
| Interest-bearing deposits | 46,224,000 | 45,655,000 | 45,439,000 | 47,813,000 |
| Noninterest-bearing deposits | 10,529,000 | 11,186,000 | 10,833,000 | 13,006,000 |
| Equity capital | 6,196,000 | 6,246,000 | 6,565,000 | 6,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 637,000 | 1,305,000 | 1,990,000 | 2,671,000 |
| Interest expense | 31,000 | 63,000 | 95,000 | 126,000 |
| Net interest income | 606,000 | 1,242,000 | 1,895,000 | 2,545,000 |
| Noninterest income | 155,000 | 333,000 | 603,000 | 803,000 |
| Noninterest expense | 633,000 | 1,341,000 | 1,991,000 | 2,706,000 |
| Provision for loan losses | 0 | 0 | 0 | -300,000 |
| Pretax income | 128,000 | 234,000 | 507,000 | 942,000 |
| Income tax | 0 | 0 | 0 | 148,000 |
| Net income | 128,000 | 234,000 | 507,000 | 794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,068,000 | 6,174,000 | 6,447,000 | 6,547,000 |
| Total capital | 6,518,000 | 6,630,000 | 6,903,000 | 7,013,000 |
| Risk-weighted assets | 35,566,000 | 36,067,000 | 36,022,000 | 37,127,000 |