Call reports 2014
FARMERS STATE BANK OF MUNITH — 2014
What FARMERS STATE BANK OF MUNITH reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 65,182,000 | 62,920,000 | 60,802,000 | 62,814,000 |
| Total loans | 40,194,000 | 41,046,000 | 41,802,000 | 41,328,000 |
| Allowance for loan losses | 963,000 | 963,000 | 904,000 | 902,000 |
| Securities available for sale | 13,529,000 | 13,493,000 | 13,208,000 | 12,244,000 |
| Securities held to maturity | 80,000 | 80,000 | 40,000 | 40,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,128,000 | 56,545,000 | 54,330,000 | 56,280,000 |
| Interest-bearing deposits | 47,422,000 | 45,281,000 | 43,320,000 | 43,705,000 |
| Noninterest-bearing deposits | 10,706,000 | 11,263,000 | 11,011,000 | 12,575,000 |
| Equity capital | 5,627,000 | 5,803,000 | 5,920,000 | 5,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 630,000 | 1,282,000 | 1,950,000 | 2,627,000 |
| Interest expense | 57,000 | 106,000 | 144,000 | 176,000 |
| Net interest income | 573,000 | 1,176,000 | 1,806,000 | 2,451,000 |
| Noninterest income | 127,000 | 311,000 | 458,000 | 581,000 |
| Noninterest expense | 667,000 | 1,306,000 | 1,959,000 | 2,616,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 33,000 | 181,000 | 329,000 | 440,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 33,000 | 181,000 | 329,000 | 440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,608,000 | 5,756,000 | 5,904,000 | 5,940,000 |
| Total capital | 6,050,000 | 6,186,000 | 6,337,000 | 6,366,000 |
| Risk-weighted assets | 34,823,000 | 33,805,000 | 34,161,000 | 33,573,000 |