Call reports 2013
FARMERS STATE BANK OF MUNITH — 2013
What FARMERS STATE BANK OF MUNITH reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 66,841,000 | 64,624,000 | 66,830,000 | 65,018,000 |
| Total loans | 42,930,000 | 40,985,000 | 42,216,000 | 40,707,000 |
| Allowance for loan losses | 1,074,000 | 1,045,000 | 1,142,000 | 962,000 |
| Securities available for sale | 12,741,000 | 11,609,000 | 12,513,000 | 12,441,000 |
| Securities held to maturity | 120,000 | 120,000 | 80,000 | 80,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,373,000 | 57,122,000 | 59,287,000 | 57,906,000 |
| Interest-bearing deposits | 49,561,000 | 47,418,000 | 49,939,000 | 45,708,000 |
| Noninterest-bearing deposits | 9,813,000 | 9,704,000 | 9,348,000 | 12,199,000 |
| Equity capital | 5,659,000 | 5,698,000 | 5,754,000 | 5,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 658,000 | 1,323,000 | 1,986,000 | 2,633,000 |
| Interest expense | 82,000 | 158,000 | 229,000 | 294,000 |
| Net interest income | 576,000 | 1,165,000 | 1,757,000 | 2,339,000 |
| Noninterest income | 221,000 | 557,000 | 754,000 | 907,000 |
| Noninterest expense | 669,000 | 1,357,000 | 2,021,000 | 2,810,000 |
| Provision for loan losses | 72,000 | 219,000 | 291,000 | 363,000 |
| Pretax income | 56,000 | 146,000 | 199,000 | 73,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 56,000 | 146,000 | 199,000 | 73,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,557,000 | 5,643,000 | 5,702,000 | 5,575,000 |
| Total capital | 6,015,000 | 6,080,000 | 6,163,000 | 6,024,000 |
| Risk-weighted assets | 36,024,000 | 34,344,000 | 36,176,000 | 35,376,000 |