Call reports 2012
FARMERS STATE BANK OF MUNITH — 2012
What FARMERS STATE BANK OF MUNITH reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 67,737,000 | 66,785,000 | 65,093,000 | 64,579,000 |
| Total loans | 41,630,000 | 43,706,000 | 44,095,000 | 43,572,000 |
| Allowance for loan losses | 943,000 | 865,000 | 980,000 | 1,046,000 |
| Securities available for sale | 12,835,000 | 12,883,000 | 12,867,000 | 12,799,000 |
| Securities held to maturity | 180,000 | 160,000 | 120,000 | 120,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,586,000 | 59,412,000 | 57,781,000 | 57,174,000 |
| Interest-bearing deposits | 50,866,000 | 49,680,000 | 48,684,000 | 46,900,000 |
| Noninterest-bearing deposits | 9,719,000 | 9,732,000 | 9,097,000 | 10,274,000 |
| Equity capital | 5,424,000 | 5,531,000 | 5,472,000 | 5,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 684,000 | 1,349,000 | 2,041,000 | 2,735,000 |
| Interest expense | 127,000 | 240,000 | 345,000 | 440,000 |
| Net interest income | 557,000 | 1,109,000 | 1,696,000 | 2,295,000 |
| Noninterest income | 207,000 | 472,000 | 744,000 | 1,053,000 |
| Noninterest expense | 651,000 | 1,311,000 | 1,968,000 | 2,588,000 |
| Provision for loan losses | 35,000 | 156,000 | 447,000 | 600,000 |
| Pretax income | 78,000 | 114,000 | 25,000 | 160,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 78,000 | 114,000 | 25,000 | 160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,420,000 | 5,456,000 | 5,367,000 | 5,502,000 |
| Total capital | 5,865,000 | 5,918,000 | 5,832,000 | 5,964,000 |
| Risk-weighted assets | 35,128,000 | 36,563,000 | 36,649,000 | 36,368,000 |