Call reports 2011
FARMERS STATE BANK OF MUNITH — 2011
What FARMERS STATE BANK OF MUNITH reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 63,108,000 | 63,757,000 | 62,162,000 | 63,444,000 |
| Total loans | 44,916,000 | 44,047,000 | 43,424,000 | 42,155,000 |
| Allowance for loan losses | 1,099,000 | 1,110,000 | 1,013,000 | 945,000 |
| Securities available for sale | 600,000 | 1,322,000 | 5,202,000 | 8,452,000 |
| Securities held to maturity | 255,000 | 220,000 | 180,000 | 180,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,969,000 | 56,668,000 | 55,014,000 | 56,340,000 |
| Interest-bearing deposits | 48,976,000 | 48,678,000 | 47,328,000 | 47,914,000 |
| Noninterest-bearing deposits | 6,993,000 | 7,990,000 | 7,687,000 | 8,426,000 |
| Equity capital | 5,298,000 | 5,280,000 | 5,323,000 | 5,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 741,000 | 1,429,000 | 2,121,000 | 2,819,000 |
| Interest expense | 167,000 | 329,000 | 482,000 | 626,000 |
| Net interest income | 574,000 | 1,100,000 | 1,639,000 | 2,193,000 |
| Noninterest income | 147,000 | 273,000 | 454,000 | 635,000 |
| Noninterest expense | 636,000 | 1,290,000 | 1,931,000 | 2,583,000 |
| Provision for loan losses | 0 | 25,000 | 55,000 | 145,000 |
| Pretax income | 85,000 | 58,000 | 107,000 | 100,000 |
| Income tax | 29,000 | 19,000 | 35,000 | 0 |
| Net income | 56,000 | 39,000 | 72,000 | 100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,298,000 | 5,280,000 | 5,314,000 | 5,342,000 |
| Total capital | 5,757,000 | 5,738,000 | 5,761,000 | 5,779,000 |
| Risk-weighted assets | 36,053,000 | 35,985,000 | 35,186,000 | 34,476,000 |