Call reports 2010
FARMERS STATE BANK OF MUNITH — 2010
What FARMERS STATE BANK OF MUNITH reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 63,308,000 | 61,732,000 | 65,708,000 | 61,405,000 |
| Total loans | 49,867,000 | 48,885,000 | 48,685,000 | 46,244,000 |
| Allowance for loan losses | 1,749,000 | 1,441,000 | 1,253,000 | 1,183,000 |
| Securities available for sale | 1,137,000 | 1,134,000 | 1,131,000 | 302,000 |
| Securities held to maturity | 295,000 | 295,000 | 255,000 | 255,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,644,000 | 54,045,000 | 57,822,000 | 54,377,000 |
| Interest-bearing deposits | 49,188,000 | 47,718,000 | 51,026,000 | 46,958,000 |
| Noninterest-bearing deposits | 6,455,000 | 6,327,000 | 6,796,000 | 7,419,000 |
| Equity capital | 5,123,000 | 5,119,000 | 5,186,000 | 5,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 779,000 | 1,573,000 | 2,366,000 | 3,136,000 |
| Interest expense | 220,000 | 430,000 | 631,000 | 814,000 |
| Net interest income | 559,000 | 1,143,000 | 1,735,000 | 2,322,000 |
| Noninterest income | 153,000 | 255,000 | 441,000 | 574,000 |
| Noninterest expense | 612,000 | 1,236,000 | 1,871,000 | 2,532,000 |
| Provision for loan losses | 307,000 | 372,000 | 447,000 | 447,000 |
| Pretax income | -207,000 | -210,000 | -142,000 | -83,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -207,000 | -210,000 | -142,000 | -83,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,112,000 | 5,114,000 | 5,182,000 | 5,241,000 |
| Total capital | 5,634,000 | 5,618,000 | 5,685,000 | 5,713,000 |
| Risk-weighted assets | 40,540,000 | 39,367,000 | 39,457,000 | 37,075,000 |