Call reports 2009
FARMERS STATE BANK OF MUNITH — 2009
What FARMERS STATE BANK OF MUNITH reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 64,000,000 | 63,487,000 | 67,620,000 | 62,139,000 |
| Total loans | 53,875,000 | 52,469,000 | 51,306,000 | 50,207,000 |
| Allowance for loan losses | 1,702,000 | 1,726,000 | 1,436,000 | 1,423,000 |
| Securities available for sale | 1,414,000 | 1,416,000 | 1,415,000 | 1,137,000 |
| Securities held to maturity | 366,000 | 336,000 | 296,000 | 295,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,408,000 | 54,813,000 | 58,787,000 | 54,280,000 |
| Interest-bearing deposits | 49,100,000 | 48,169,000 | 52,637,000 | 47,929,000 |
| Noninterest-bearing deposits | 6,308,000 | 6,644,000 | 6,151,000 | 6,351,000 |
| Equity capital | 5,932,000 | 5,733,000 | 5,834,000 | 5,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 865,000 | 1,751,000 | 2,627,000 | 3,477,000 |
| Interest expense | 301,000 | 585,000 | 854,000 | 1,093,000 |
| Net interest income | 564,000 | 1,166,000 | 1,773,000 | 2,384,000 |
| Noninterest income | 181,000 | 366,000 | 555,000 | 583,000 |
| Noninterest expense | 639,000 | 1,343,000 | 1,990,000 | 2,663,000 |
| Provision for loan losses | 75,000 | 467,000 | 467,000 | 587,000 |
| Pretax income | 31,000 | -278,000 | -129,000 | -283,000 |
| Income tax | 11,000 | -98,000 | -50,000 | 298,000 |
| Net income | 20,000 | -180,000 | -79,000 | -581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,656,000 | 5,427,000 | 5,305,000 | 5,324,000 |
| Total capital | 6,206,000 | 5,966,000 | 5,838,000 | 5,837,000 |
| Risk-weighted assets | 42,819,000 | 41,897,000 | 41,734,000 | 40,131,000 |