Call reports 2008
FARMERS STATE BANK OF MUNITH — 2008
What FARMERS STATE BANK OF MUNITH reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 62,977,000 | 62,103,000 | 66,316,000 | 62,771,000 |
| Total loans | 50,337,000 | 52,024,000 | 53,627,000 | 53,279,000 |
| Allowance for loan losses | 727,000 | 714,000 | 671,000 | 1,687,000 |
| Securities available for sale | 1,896,000 | 1,584,000 | 597,000 | 1,117,000 |
| Securities held to maturity | 407,000 | 407,000 | 366,000 | 366,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,798,000 | 53,014,000 | 56,858,000 | 54,229,000 |
| Interest-bearing deposits | 46,468,000 | 45,317,000 | 50,426,000 | 47,866,000 |
| Noninterest-bearing deposits | 7,330,000 | 7,697,000 | 6,432,000 | 6,363,000 |
| Equity capital | 6,721,000 | 6,756,000 | 6,780,000 | 5,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 921,000 | 1,819,000 | 2,739,000 | 3,614,000 |
| Interest expense | 333,000 | 650,000 | 972,000 | 1,286,000 |
| Net interest income | 588,000 | 1,169,000 | 1,767,000 | 2,328,000 |
| Noninterest income | 136,000 | 305,000 | 468,000 | 541,000 |
| Noninterest expense | 646,000 | 1,269,000 | 1,927,000 | 2,634,000 |
| Provision for loan losses | 190,000 | 340,000 | 415,000 | 1,725,000 |
| Pretax income | -112,000 | -135,000 | -120,000 | -1,510,000 |
| Income tax | 0 | 0 | 0 | -513,000 |
| Net income | -112,000 | -135,000 | -120,000 | -997,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,790,000 | 6,767,000 | 6,782,000 | 5,822,000 |
| Total capital | 7,336,000 | 7,314,000 | 7,349,000 | 6,376,000 |
| Risk-weighted assets | 43,490,000 | 43,588,000 | 45,285,000 | 43,149,000 |