Call reports 2007
FARMERS STATE BANK OF MUNITH — 2007
What FARMERS STATE BANK OF MUNITH reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 61,204,000 | 59,842,000 | 63,215,000 | 60,635,000 |
| Total loans | 50,291,000 | 49,607,000 | 49,286,000 | 49,518,000 |
| Allowance for loan losses | 393,000 | 444,000 | 492,000 | 570,000 |
| Securities available for sale | 2,210,000 | 1,637,000 | 1,615,000 | 1,526,000 |
| Securities held to maturity | 473,000 | 448,000 | 407,000 | 407,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,281,000 | 50,033,000 | 53,130,000 | 51,400,000 |
| Interest-bearing deposits | 44,067,000 | 42,549,000 | 46,753,000 | 44,652,000 |
| Noninterest-bearing deposits | 7,213,000 | 7,484,000 | 6,377,000 | 6,748,000 |
| Equity capital | 6,889,000 | 6,958,000 | 6,998,000 | 6,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,000,000 | 1,991,000 | 2,968,000 | 3,932,000 |
| Interest expense | 329,000 | 661,000 | 1,006,000 | 1,345,000 |
| Net interest income | 671,000 | 1,330,000 | 1,962,000 | 2,587,000 |
| Noninterest income | 142,000 | 272,000 | 406,000 | 520,000 |
| Noninterest expense | 642,000 | 1,255,000 | 1,863,000 | 2,522,000 |
| Provision for loan losses | 47,000 | 112,000 | 187,000 | 352,000 |
| Pretax income | 124,000 | 202,000 | 285,000 | 200,000 |
| Income tax | 42,000 | 67,000 | 95,000 | 75,000 |
| Net income | 82,000 | 135,000 | 190,000 | 125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,890,000 | 6,963,000 | 7,019,000 | 6,902,000 |
| Total capital | 7,283,000 | 7,407,000 | 7,511,000 | 7,438,000 |
| Risk-weighted assets | 42,792,000 | 41,847,000 | 42,574,000 | 42,880,000 |