Call reports 2006
FARMERS STATE BANK OF MUNITH — 2006
What FARMERS STATE BANK OF MUNITH reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 63,362,000 | 62,023,000 | 65,374,000 | 61,635,000 |
| Total loans | 52,384,000 | 51,299,000 | 51,899,000 | 51,640,000 |
| Allowance for loan losses | 389,000 | 392,000 | 389,000 | 349,000 |
| Securities available for sale | 3,699,000 | 2,688,000 | 2,180,000 | 1,699,000 |
| Securities held to maturity | 489,000 | 489,000 | 474,000 | 473,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,906,000 | 51,988,000 | 54,941,000 | 51,879,000 |
| Interest-bearing deposits | 44,439,000 | 43,885,000 | 47,520,000 | 43,458,000 |
| Noninterest-bearing deposits | 8,467,000 | 8,103,000 | 7,421,000 | 8,422,000 |
| Equity capital | 6,590,000 | 6,769,000 | 6,936,000 | 6,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,014,000 | 2,041,000 | 3,095,000 | 4,117,000 |
| Interest expense | 293,000 | 589,000 | 914,000 | 1,239,000 |
| Net interest income | 721,000 | 1,452,000 | 2,181,000 | 2,878,000 |
| Noninterest income | 147,000 | 313,000 | 456,000 | 588,000 |
| Noninterest expense | 644,000 | 1,270,000 | 1,892,000 | 2,521,000 |
| Provision for loan losses | 0 | 0 | 6,000 | 52,000 |
| Pretax income | 224,000 | 495,000 | 739,000 | 893,000 |
| Income tax | 77,000 | 169,000 | 253,000 | 306,000 |
| Net income | 147,000 | 326,000 | 486,000 | 587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,603,000 | 6,779,000 | 6,921,000 | 6,801,000 |
| Total capital | 6,992,000 | 7,171,000 | 7,310,000 | 7,150,000 |
| Risk-weighted assets | 45,287,000 | 43,909,000 | 44,545,000 | 43,105,000 |