Call reports 2005
FARMERS STATE BANK OF MUNITH — 2005
What FARMERS STATE BANK OF MUNITH reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 63,669,000 | 61,201,000 | 64,120,000 | 62,400,000 |
| Total loans | 49,697,000 | 48,989,000 | 49,417,000 | 51,974,000 |
| Allowance for loan losses | 391,000 | 386,000 | 380,000 | 393,000 |
| Securities available for sale | 6,184,000 | 5,805,000 | 4,992,000 | 4,174,000 |
| Securities held to maturity | 135,000 | 110,000 | 490,000 | 490,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,931,000 | 51,951,000 | 54,645,000 | 52,247,000 |
| Interest-bearing deposits | 46,960,000 | 44,242,000 | 46,591,000 | 43,692,000 |
| Noninterest-bearing deposits | 6,972,000 | 7,709,000 | 8,054,000 | 8,555,000 |
| Equity capital | 6,170,000 | 6,317,000 | 6,483,000 | 6,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 909,000 | 1,849,000 | 2,819,000 | 3,816,000 |
| Interest expense | 248,000 | 510,000 | 777,000 | 1,048,000 |
| Net interest income | 661,000 | 1,339,000 | 2,042,000 | 2,768,000 |
| Noninterest income | 176,000 | 353,000 | 513,000 | 662,000 |
| Noninterest expense | 608,000 | 1,244,000 | 1,871,000 | 2,499,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 229,000 | 448,000 | 684,000 | 931,000 |
| Income tax | 78,000 | 151,000 | 230,000 | 314,000 |
| Net income | 151,000 | 297,000 | 454,000 | 617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,205,000 | 6,345,000 | 6,507,000 | 6,436,000 |
| Total capital | 6,596,000 | 6,731,000 | 6,887,000 | 6,829,000 |
| Risk-weighted assets | 42,789,000 | 42,364,000 | 43,599,000 | 45,092,000 |