Call reports 2004
FARMERS STATE BANK OF MUNITH — 2004
What FARMERS STATE BANK OF MUNITH reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 60,420,000 | 59,629,000 | 60,953,000 | 60,748,000 |
| Total loans | 41,707,000 | 43,137,000 | 46,442,000 | 48,886,000 |
| Allowance for loan losses | 387,000 | 401,000 | 404,000 | 377,000 |
| Securities available for sale | 9,767,000 | 8,899,000 | 7,637,000 | 6,991,000 |
| Securities held to maturity | 135,000 | 135,000 | 135,000 | 135,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,819,000 | 51,423,000 | 52,533,000 | 51,455,000 |
| Interest-bearing deposits | 45,141,000 | 44,195,000 | 45,642,000 | 43,674,000 |
| Noninterest-bearing deposits | 6,678,000 | 7,228,000 | 6,890,000 | 7,781,000 |
| Equity capital | 5,951,000 | 5,976,000 | 6,114,000 | 6,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 817,000 | 1,618,000 | 2,470,000 | 3,355,000 |
| Interest expense | 259,000 | 513,000 | 761,000 | 997,000 |
| Net interest income | 558,000 | 1,105,000 | 1,709,000 | 2,358,000 |
| Noninterest income | 189,000 | 391,000 | 574,000 | 776,000 |
| Noninterest expense | 588,000 | 1,200,000 | 1,825,000 | 2,478,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 159,000 | 296,000 | 458,000 | 656,000 |
| Income tax | 54,000 | 100,000 | 155,000 | 222,000 |
| Net income | 105,000 | 196,000 | 303,000 | 434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,929,000 | 6,016,000 | 6,122,000 | 6,026,000 |
| Total capital | 6,316,000 | 6,417,000 | 6,526,000 | 6,403,000 |
| Risk-weighted assets | 38,871,000 | 39,112,000 | 40,738,000 | 42,012,000 |