Call reports 2003
FARMERS STATE BANK OF MUNITH — 2003
What FARMERS STATE BANK OF MUNITH reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 59,940,000 | 59,880,000 | 60,328,000 | 59,356,000 |
| Total loans | 37,477,000 | 37,956,000 | 37,914,000 | 39,796,000 |
| Allowance for loan losses | 338,000 | 346,000 | 358,000 | 377,000 |
| Securities available for sale | 6,459,000 | 6,531,000 | 8,333,000 | 9,804,000 |
| Securities held to maturity | 380,000 | 360,000 | 135,000 | 135,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,101,000 | 51,238,000 | 51,735,000 | 50,962,000 |
| Interest-bearing deposits | 44,413,000 | 43,989,000 | 44,741,000 | 43,933,000 |
| Noninterest-bearing deposits | 6,689,000 | 7,250,000 | 6,994,000 | 7,028,000 |
| Equity capital | 5,830,000 | 5,998,000 | 6,027,000 | 5,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 895,000 | 1,735,000 | 2,561,000 | 3,415,000 |
| Interest expense | 312,000 | 619,000 | 905,000 | 1,175,000 |
| Net interest income | 583,000 | 1,116,000 | 1,656,000 | 2,240,000 |
| Noninterest income | 308,000 | 693,000 | 908,000 | 1,080,000 |
| Noninterest expense | 593,000 | 1,204,000 | 1,860,000 | 2,474,000 |
| Provision for loan losses | 27,000 | 74,000 | 108,000 | 123,000 |
| Pretax income | 271,000 | 531,000 | 596,000 | 723,000 |
| Income tax | 92,000 | 179,000 | 200,000 | 240,000 |
| Net income | 179,000 | 352,000 | 396,000 | 483,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,777,000 | 5,982,000 | 6,027,000 | 5,787,000 |
| Total capital | 6,115,000 | 6,328,000 | 6,385,000 | 6,164,000 |
| Risk-weighted assets | 34,357,000 | 35,548,000 | 36,596,000 | 37,668,000 |