Call reports 2002
FARMERS STATE BANK OF MUNITH — 2002
What FARMERS STATE BANK OF MUNITH reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 53,840,000 | 56,277,000 | 58,357,000 | 57,990,000 |
| Total loans | 41,438,000 | 43,801,000 | 44,323,000 | 42,068,000 |
| Allowance for loan losses | 313,000 | 311,000 | 299,000 | 321,000 |
| Securities available for sale | 3,676,000 | 4,193,000 | 4,188,000 | 4,153,000 |
| Securities held to maturity | 480,000 | 380,000 | 380,000 | 380,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,612,000 | 47,150,000 | 49,451,000 | 49,066,000 |
| Interest-bearing deposits | 40,575,000 | 40,697,000 | 43,039,000 | 42,951,000 |
| Noninterest-bearing deposits | 6,037,000 | 6,454,000 | 6,412,000 | 6,115,000 |
| Equity capital | 5,348,000 | 5,521,000 | 5,703,000 | 5,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 941,000 | 1,895,000 | 2,889,000 | 3,879,000 |
| Interest expense | 345,000 | 687,000 | 1,032,000 | 1,355,000 |
| Net interest income | 596,000 | 1,208,000 | 1,857,000 | 2,524,000 |
| Noninterest income | 168,000 | 364,000 | 578,000 | 939,000 |
| Noninterest expense | 553,000 | 1,109,000 | 1,697,000 | 2,326,000 |
| Provision for loan losses | 15,000 | 20,000 | 20,000 | 38,000 |
| Pretax income | 196,000 | 443,000 | 718,000 | 1,099,000 |
| Income tax | 67,000 | 151,000 | 245,000 | 388,000 |
| Net income | 129,000 | 292,000 | 473,000 | 711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,312,000 | 5,474,000 | 5,633,000 | 5,619,000 |
| Total capital | 5,625,000 | 5,785,000 | 5,932,000 | 5,940,000 |
| Risk-weighted assets | 32,718,000 | 34,486,000 | 35,184,000 | 34,430,000 |