Call reports 2001
FARMERS STATE BANK OF MUNITH — 2001
What FARMERS STATE BANK OF MUNITH reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 52,939,000 | 52,348,000 | 54,456,000 | 52,240,000 |
| Total loans | 38,685,000 | 39,641,000 | 39,677,000 | 40,697,000 |
| Allowance for loan losses | 330,000 | 300,000 | 312,000 | 298,000 |
| Securities available for sale | 3,607,000 | 3,685,000 | 3,722,000 | 3,705,000 |
| Securities held to maturity | 675,000 | 480,000 | 480,000 | 480,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,073,000 | 45,413,000 | 47,261,000 | 45,252,000 |
| Interest-bearing deposits | 40,347,000 | 39,199,000 | 41,293,000 | 38,994,000 |
| Noninterest-bearing deposits | 5,726,000 | 6,215,000 | 5,968,000 | 6,258,000 |
| Equity capital | 4,949,000 | 5,092,000 | 5,247,000 | 5,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,030,000 | 2,060,000 | 3,091,000 | 4,088,000 |
| Interest expense | 438,000 | 871,000 | 1,288,000 | 1,668,000 |
| Net interest income | 592,000 | 1,189,000 | 1,803,000 | 2,420,000 |
| Noninterest income | 171,000 | 379,000 | 545,000 | 781,000 |
| Noninterest expense | 583,000 | 1,155,000 | 1,726,000 | 2,316,000 |
| Provision for loan losses | 0 | 15,000 | 30,000 | 45,000 |
| Pretax income | 180,000 | 398,000 | 592,000 | 840,000 |
| Income tax | 61,000 | 135,000 | 199,000 | 278,000 |
| Net income | 119,000 | 263,000 | 393,000 | 562,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,902,000 | 5,048,000 | 5,168,000 | 4,983,000 |
| Total capital | 5,232,000 | 5,348,000 | 5,480,000 | 5,281,000 |
| Risk-weighted assets | 30,694,000 | 31,339,000 | 31,882,000 | 31,302,000 |