Call reports 2016
NORTHSTAR BANK — 2016
What NORTHSTAR BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,671,275,000 | 1,653,572,000 | 1,698,546,000 | 2,183,216,000 |
| Total loans | 997,190,000 | 1,049,675,000 | 1,129,618,000 | 1,453,583,000 |
| Allowance for loan losses | 9,393,000 | 9,704,000 | 9,945,000 | 28,870,000 |
| Securities available for sale | 334,407,000 | 333,369,000 | 317,997,000 | 350,869,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,395,625,000 | 1,348,624,000 | 1,398,757,000 | 1,842,198,000 |
| Interest-bearing deposits | 1,275,429,000 | 1,228,763,000 | 1,290,390,000 | 1,753,046,000 |
| Noninterest-bearing deposits | 120,196,000 | 119,861,000 | 108,367,000 | 89,152,000 |
| Equity capital | 246,352,000 | 250,470,000 | 253,079,000 | 312,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 14,959,000 | 30,025,000 | 45,669,000 | 86,378,000 |
| Interest expense | 660,000 | 1,369,000 | 2,120,000 | 4,533,000 |
| Net interest income | 14,299,000 | 28,656,000 | 43,549,000 | 81,845,000 |
| Noninterest income | 5,280,000 | 11,630,000 | 18,855,000 | 28,609,000 |
| Noninterest expense | 12,708,000 | 25,625,000 | 39,273,000 | 71,743,000 |
| Provision for loan losses | 345,000 | 940,000 | 1,285,000 | 15,026,000 |
| Pretax income | 6,526,000 | 13,734,000 | 21,859,000 | 23,698,000 |
| Income tax | 2,040,000 | 3,733,000 | 6,317,000 | 5,972,000 |
| Net income | 4,358,000 | 9,686,000 | 15,227,000 | 17,411,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 154,104,000 | 150,844,000 | 153,546,000 | 185,518,000 |
| Total capital | 163,497,000 | 160,548,000 | 163,491,000 | 206,085,000 |
| Risk-weighted assets | 1,141,061,000 | 1,161,228,000 | 1,260,344,000 | 1,633,964,000 |