Call reports 2011
NORTHSTAR BANK — 2011
What NORTHSTAR BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 21,384,000 | 134,636,000 | 121,337,000 | 113,265,000 |
| Total loans | 7,088,000 | 48,417,000 | 42,879,000 | 41,907,000 |
| Allowance for loan losses | 144,000 | 63,000 | 159,000 | 790,000 |
| Securities available for sale | 6,632,000 | 14,049,000 | 14,193,000 | 18,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,884,000 | 112,015,000 | 104,075,000 | 93,508,000 |
| Interest-bearing deposits | 13,418,000 | 74,704,000 | 66,938,000 | 61,859,000 |
| Noninterest-bearing deposits | 4,466,000 | 37,312,000 | 37,137,000 | 31,650,000 |
| Equity capital | 2,953,000 | 16,679,000 | 16,834,000 | 17,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 134,000 | 2,205,000 | 3,386,000 | 5,244,000 |
| Interest expense | 29,000 | 273,000 | 385,000 | 444,000 |
| Net interest income | 105,000 | 1,932,000 | 3,001,000 | 4,800,000 |
| Noninterest income | 10,000 | 341,000 | 517,000 | 910,000 |
| Noninterest expense | 183,000 | 2,780,000 | 4,197,000 | 5,516,000 |
| Provision for loan losses | 0 | 59,000 | 97,000 | 977,000 |
| Pretax income | -68,000 | -566,000 | -776,000 | -783,000 |
| Income tax | -23,000 | -193,000 | -132,000 | -158,000 |
| Net income | -45,000 | 742,000 | 853,000 | 1,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,129,000 | 11,132,000 | 11,502,000 | 11,542,000 |
| Total capital | 2,259,000 | 11,195,000 | 11,661,000 | 12,202,000 |
| Risk-weighted assets | 10,377,000 | 59,463,000 | 52,737,000 | 51,916,000 |