Call reports 2001
NORTHSTAR BANK — 2001
What NORTHSTAR BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 19,504,000 | 27,829,000 | 28,189,000 | 27,439,000 |
| Total loans | 10,034,000 | 9,800,000 | 11,440,000 | 11,459,000 |
| Allowance for loan losses | 216,000 | 224,000 | 188,000 | 189,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 450,000 | 3,147,000 | 7,781,000 | 10,052,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,119,000 | 24,493,000 | 24,787,000 | 23,675,000 |
| Interest-bearing deposits | 12,308,000 | 21,378,000 | 22,081,000 | 21,194,000 |
| Noninterest-bearing deposits | 3,811,000 | 3,115,000 | 2,706,000 | 2,481,000 |
| Equity capital | 3,328,000 | 3,280,000 | 3,265,000 | 3,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 370,000 | 735,000 | 1,160,000 | 1,635,000 |
| Interest expense | 163,000 | 383,000 | 653,000 | 899,000 |
| Net interest income | 207,000 | 352,000 | 507,000 | 736,000 |
| Noninterest income | 54,000 | 114,000 | 240,000 | 295,000 |
| Noninterest expense | 389,000 | 767,000 | 1,198,000 | 1,572,000 |
| Provision for loan losses | 9,000 | 18,000 | -19,000 | -19,000 |
| Pretax income | -137,000 | -319,000 | -432,000 | -522,000 |
| Income tax | -17,000 | -34,000 | -34,000 | -34,000 |
| Net income | -120,000 | -285,000 | -398,000 | -488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,353,000 | 2,306,000 | 2,284,000 | 2,662,000 |
| Total capital | 2,503,000 | 2,475,000 | 2,472,000 | 2,851,000 |
| Risk-weighted assets | 11,965,000 | 13,434,000 | 15,822,000 | 16,890,000 |