Call reports 2025
MIDDLEFIELD BANKING COMPANY, THE — 2025
What MIDDLEFIELD BANKING COMPANY, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,888,358,000 | 1,924,201,000 | 1,977,387,000 | 1,901,612,000 |
| Total loans | 1,550,349,000 | 1,582,077,000 | 1,607,233,000 | 1,585,426,000 |
| Allowance for loan losses | 22,401,000 | 22,335,000 | 23,029,000 | 22,707,000 |
| Securities available for sale | 165,014,000 | 161,117,000 | 155,855,000 | 155,543,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,543,924,000 | 1,597,741,000 | 1,625,265,000 | 1,473,787,000 |
| Interest-bearing deposits | 1,170,233,000 | 1,207,370,000 | 1,211,689,000 | 1,097,152,000 |
| Noninterest-bearing deposits | 373,691,000 | 390,371,000 | 413,576,000 | 376,635,000 |
| Equity capital | 219,067,000 | 216,783,000 | 226,754,000 | 234,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 25,384,000 | 52,531,000 | 80,075,000 | 107,013,000 |
| Interest expense | 9,258,000 | 18,942,000 | 28,856,000 | 38,360,000 |
| Net interest income | 16,126,000 | 33,589,000 | 51,219,000 | 68,653,000 |
| Noninterest income | 2,069,000 | 5,236,000 | 7,608,000 | 9,647,000 |
| Noninterest expense | 11,217,000 | 23,637,000 | 35,475,000 | 47,812,000 |
| Provision for loan losses | -255,000 | -339,000 | 249,000 | -221,000 |
| Pretax income | 6,873,000 | 15,582,000 | 23,356,000 | 30,959,000 |
| Income tax | 1,159,000 | 2,654,000 | 4,021,000 | 5,344,000 |
| Net income | 5,714,000 | 12,928,000 | 19,335,000 | 25,615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 197,791,000 | 198,252,000 | 204,410,000 | 209,639,000 |
| Total capital | 218,579,000 | 219,308,000 | 225,541,000 | 228,721,000 |
| Risk-weighted assets | 1,659,522,000 | 1,681,709,000 | 1,687,326,000 | 1,521,614,000 |