Call reports 2024
MIDDLEFIELD BANKING COMPANY, THE — 2024
What MIDDLEFIELD BANKING COMPANY, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,813,646,000 | 1,824,245,000 | 1,854,944,000 | 1,850,655,000 |
| Total loans | 1,490,126,000 | 1,497,704,000 | 1,504,779,000 | 1,519,614,000 |
| Allowance for loan losses | 21,069,000 | 21,795,000 | 22,526,000 | 22,447,000 |
| Securities available for sale | 167,890,000 | 166,424,000 | 169,895,000 | 165,802,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,450,628,000 | 1,472,488,000 | 1,516,664,000 | 1,449,730,000 |
| Interest-bearing deposits | 1,056,442,000 | 1,082,520,000 | 1,121,835,000 | 1,067,818,000 |
| Noninterest-bearing deposits | 394,186,000 | 389,968,000 | 394,829,000 | 381,912,000 |
| Equity capital | 208,653,000 | 209,347,000 | 213,529,000 | 213,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 24,511,000 | 50,022,000 | 75,534,000 | 100,874,000 |
| Interest expense | 9,486,000 | 19,857,000 | 30,249,000 | 39,984,000 |
| Net interest income | 15,025,000 | 30,165,000 | 45,285,000 | 60,890,000 |
| Noninterest income | 1,948,000 | 3,823,000 | 5,653,000 | 7,605,000 |
| Noninterest expense | 10,988,000 | 21,954,000 | 32,870,000 | 43,637,000 |
| Provision for loan losses | -692,000 | 4,000 | 2,118,000 | 2,190,000 |
| Pretax income | 6,111,000 | 12,063,000 | 15,851,000 | 22,882,000 |
| Income tax | 1,016,000 | 1,936,000 | 2,533,000 | 3,778,000 |
| Net income | 5,095,000 | 10,127,000 | 13,318,000 | 19,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 184,043,000 | 186,333,000 | 187,781,000 | 191,826,000 |
| Total capital | 203,797,000 | 206,253,000 | 207,759,000 | 211,880,000 |
| Risk-weighted assets | 1,576,648,000 | 1,590,020,000 | 1,593,874,000 | 1,600,351,000 |