Call reports 2023
MIDDLEFIELD BANKING COMPANY, THE — 2023
What MIDDLEFIELD BANKING COMPANY, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,726,064,000 | 1,749,506,000 | 1,790,137,000 | 1,818,653,000 |
| Total loans | 1,382,951,000 | 1,409,606,000 | 1,449,225,000 | 1,478,137,000 |
| Allowance for loan losses | 20,162,000 | 20,591,000 | 20,986,000 | 21,693,000 |
| Securities available for sale | 169,604,000 | 167,209,000 | 159,414,000 | 170,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,431,949,000 | 1,432,727,000 | 1,458,054,000 | 1,430,677,000 |
| Interest-bearing deposits | 950,166,000 | 990,863,000 | 1,033,215,000 | 1,025,097,000 |
| Noninterest-bearing deposits | 481,783,000 | 441,864,000 | 424,839,000 | 405,580,000 |
| Equity capital | 195,159,000 | 199,670,000 | 198,224,000 | 208,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 20,268,000 | 43,084,000 | 66,113,000 | 90,218,000 |
| Interest expense | 3,767,000 | 9,204,000 | 16,130,000 | 24,693,000 |
| Net interest income | 16,501,000 | 33,880,000 | 49,983,000 | 65,525,000 |
| Noninterest income | 1,949,000 | 3,723,000 | 5,539,000 | 7,129,000 |
| Noninterest expense | 11,086,000 | 22,613,000 | 33,768,000 | 44,778,000 |
| Provision for loan losses | 334,000 | 874,000 | 1,254,000 | 1,844,000 |
| Pretax income | 7,030,000 | 14,116,000 | 19,305,000 | 24,781,000 |
| Income tax | 1,230,000 | 2,428,000 | 3,267,000 | 4,205,000 |
| Net income | 5,800,000 | 11,688,000 | 16,038,000 | 20,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 175,241,000 | 176,932,000 | 181,547,000 | 181,190,000 |
| Total capital | 193,598,000 | 195,771,000 | 200,559,000 | 200,399,000 |
| Risk-weighted assets | 1,465,991,000 | 1,504,259,000 | 1,517,131,000 | 1,532,453,000 |