Call reports 2021
MIDDLEFIELD BANKING COMPANY, THE — 2021
What MIDDLEFIELD BANKING COMPANY, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,388,199,000 | 1,358,410,000 | 1,363,933,000 | 1,329,670,000 |
| Total loans | 1,105,460,000 | 1,057,085,000 | 1,010,958,000 | 982,742,000 |
| Allowance for loan losses | 14,122,000 | 14,200,000 | 14,234,000 | 14,342,000 |
| Securities available for sale | 123,216,000 | 150,825,000 | 163,020,000 | 170,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,225,682,000 | 1,197,298,000 | 1,201,820,000 | 1,167,415,000 |
| Interest-bearing deposits | 908,189,000 | 868,612,000 | 883,752,000 | 832,527,000 |
| Noninterest-bearing deposits | 317,493,000 | 328,686,000 | 318,067,000 | 334,888,000 |
| Equity capital | 150,025,000 | 149,450,000 | 150,358,000 | 150,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 13,191,000 | 26,046,000 | 39,464,000 | 52,266,000 |
| Interest expense | 1,242,000 | 2,284,000 | 3,231,000 | 4,044,000 |
| Net interest income | 11,949,000 | 23,762,000 | 36,233,000 | 48,222,000 |
| Noninterest income | 2,067,000 | 3,729,000 | 5,476,000 | 7,104,000 |
| Noninterest expense | 7,559,000 | 14,771,000 | 21,997,000 | 29,263,000 |
| Provision for loan losses | 700,000 | 900,000 | 900,000 | 700,000 |
| Pretax income | 5,757,000 | 11,820,000 | 18,812,000 | 25,363,000 |
| Income tax | 1,038,000 | 2,150,000 | 3,452,000 | 4,625,000 |
| Net income | 4,719,000 | 9,670,000 | 15,360,000 | 20,738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 130,392,000 | 128,922,000 | 130,193,000 | 130,652,000 |
| Total capital | 144,514,000 | 142,758,000 | 143,427,000 | 143,506,000 |
| Risk-weighted assets | 1,133,996,000 | 1,106,609,000 | 1,057,846,000 | 1,026,945,000 |