Call reports 2020
MIDDLEFIELD BANKING COMPANY, THE — 2020
What MIDDLEFIELD BANKING COMPANY, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,212,746,000 | 1,342,541,000 | 1,363,574,000 | 1,391,248,000 |
| Total loans | 998,512,000 | 1,114,409,000 | 1,134,853,000 | 1,104,963,000 |
| Allowance for loan losses | 9,244,000 | 10,210,000 | 11,359,000 | 13,459,000 |
| Securities available for sale | 102,916,000 | 112,526,000 | 112,965,000 | 114,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,004,466,000 | 1,159,352,000 | 1,195,266,000 | 1,226,433,000 |
| Interest-bearing deposits | 797,064,000 | 887,009,000 | 924,648,000 | 933,844,000 |
| Noninterest-bearing deposits | 207,402,000 | 272,343,000 | 270,617,000 | 292,589,000 |
| Equity capital | 138,391,000 | 146,134,000 | 147,142,000 | 149,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 13,041,000 | 26,238,000 | 39,794,000 | 52,821,000 |
| Interest expense | 2,938,000 | 5,343,000 | 7,495,000 | 9,189,000 |
| Net interest income | 10,103,000 | 20,895,000 | 32,299,000 | 43,632,000 |
| Noninterest income | 1,200,000 | 2,681,000 | 4,666,000 | 6,155,000 |
| Noninterest expense | 7,037,000 | 13,792,000 | 20,603,000 | 27,568,000 |
| Provision for loan losses | 2,740,000 | 3,740,000 | 7,740,000 | 9,840,000 |
| Pretax income | 1,526,000 | 6,044,000 | 8,622,000 | 12,379,000 |
| Income tax | 160,000 | 933,000 | 1,318,000 | 1,953,000 |
| Net income | 1,366,000 | 5,111,000 | 7,304,000 | 10,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 123,584,000 | 125,412,000 | 126,187,000 | 128,193,000 |
| Total capital | 132,828,000 | 135,622,000 | 137,546,000 | 141,652,000 |
| Risk-weighted assets | 1,014,895,000 | 1,126,691,000 | 1,156,451,000 | 1,117,491,000 |