Call reports 2019
MIDDLEFIELD BANKING COMPANY, THE — 2019
What MIDDLEFIELD BANKING COMPANY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,280,003,000 | 1,287,193,000 | 1,280,288,000 | 1,181,870,000 |
| Total loans | 1,005,714,000 | 998,662,000 | 1,000,072,000 | 985,479,000 |
| Allowance for loan losses | 7,206,000 | 7,304,000 | 7,001,000 | 6,768,000 |
| Securities available for sale | 98,112,000 | 98,805,000 | 105,031,000 | 105,730,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,042,311,000 | 1,052,912,000 | 1,034,820,000 | 1,024,831,000 |
| Interest-bearing deposits | 849,748,000 | 856,760,000 | 835,177,000 | 829,346,000 |
| Noninterest-bearing deposits | 192,563,000 | 196,152,000 | 199,643,000 | 195,484,000 |
| Equity capital | 131,636,000 | 134,365,000 | 137,608,000 | 141,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 13,467,000 | 27,166,000 | 41,078,000 | 54,546,000 |
| Interest expense | 3,203,000 | 6,593,000 | 9,850,000 | 12,936,000 |
| Net interest income | 10,264,000 | 20,573,000 | 31,228,000 | 41,610,000 |
| Noninterest income | 1,141,000 | 2,347,000 | 3,463,000 | 4,654,000 |
| Noninterest expense | 6,828,000 | 13,745,000 | 20,633,000 | 27,123,000 |
| Provision for loan losses | 240,000 | 350,000 | 430,000 | 890,000 |
| Pretax income | 4,337,000 | 9,014,000 | 13,822,000 | 18,445,000 |
| Income tax | 761,000 | 1,595,000 | 2,440,000 | 3,252,000 |
| Net income | 3,576,000 | 7,419,000 | 11,382,000 | 15,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,612,000 | 115,691,000 | 118,239,000 | 122,135,000 |
| Total capital | 120,818,000 | 122,995,000 | 125,240,000 | 128,903,000 |
| Risk-weighted assets | 1,025,076,000 | 1,011,969,000 | 1,012,251,000 | 1,007,932,000 |