Call reports 2018
MIDDLEFIELD BANKING COMPANY, THE — 2018
What MIDDLEFIELD BANKING COMPANY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,106,045,000 | 1,164,857,000 | 1,205,402,000 | 1,248,384,000 |
| Total loans | 933,312,000 | 944,807,000 | 973,893,000 | 992,706,000 |
| Allowance for loan losses | 7,551,000 | 7,502,000 | 7,494,000 | 7,428,000 |
| Securities available for sale | 91,255,000 | 99,978,000 | 99,706,000 | 98,320,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 947,280,000 | 935,230,000 | 1,016,258,000 | 1,018,814,000 |
| Interest-bearing deposits | 750,370,000 | 724,455,000 | 808,404,000 | 837,682,000 |
| Noninterest-bearing deposits | 196,910,000 | 210,775,000 | 207,853,000 | 181,132,000 |
| Equity capital | 119,888,000 | 122,161,000 | 124,370,000 | 128,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 11,937,000 | 24,065,000 | 36,893,000 | 50,348,000 |
| Interest expense | 1,973,000 | 4,190,000 | 6,689,000 | 9,605,000 |
| Net interest income | 9,964,000 | 19,875,000 | 30,204,000 | 40,743,000 |
| Noninterest income | 798,000 | 1,797,000 | 2,734,000 | 3,841,000 |
| Noninterest expense | 7,039,000 | 13,429,000 | 20,040,000 | 26,710,000 |
| Provision for loan losses | 210,000 | 420,000 | 630,000 | 840,000 |
| Pretax income | 3,513,000 | 7,823,000 | 12,268,000 | 17,034,000 |
| Income tax | 563,000 | 1,243,000 | 1,953,000 | 2,676,000 |
| Net income | 2,950,000 | 6,580,000 | 10,315,000 | 14,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,532,000 | 104,949,000 | 108,271,000 | 111,052,000 |
| Total capital | 110,083,000 | 112,451,000 | 115,765,000 | 118,480,000 |
| Risk-weighted assets | 958,764,000 | 976,845,000 | 1,019,210,000 | 1,001,157,000 |