Call reports 2017
MIDDLEFIELD BANKING COMPANY, THE — 2017
What MIDDLEFIELD BANKING COMPANY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,069,099,000 | 1,071,666,000 | 1,080,472,000 | 1,106,713,000 |
| Total loans | 846,607,000 | 877,642,000 | 884,459,000 | 923,677,000 |
| Allowance for loan losses | 6,720,000 | 6,605,000 | 6,852,000 | 7,190,000 |
| Securities available for sale | 110,153,000 | 104,597,000 | 97,757,000 | 94,606,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 849,850,000 | 852,104,000 | 901,706,000 | 881,123,000 |
| Interest-bearing deposits | 685,237,000 | 674,584,000 | 716,106,000 | 685,755,000 |
| Noninterest-bearing deposits | 164,613,000 | 177,520,000 | 185,601,000 | 195,368,000 |
| Equity capital | 112,902,000 | 115,217,000 | 117,548,000 | 119,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 10,124,000 | 21,023,000 | 32,354,000 | 43,916,000 |
| Interest expense | 1,345,000 | 2,816,000 | 4,574,000 | 6,315,000 |
| Net interest income | 8,779,000 | 18,207,000 | 27,780,000 | 37,601,000 |
| Noninterest income | 1,065,000 | 2,315,000 | 3,453,000 | 4,510,000 |
| Noninterest expense | 6,605,000 | 13,012,000 | 19,966,000 | 25,808,000 |
| Provision for loan losses | 165,000 | 335,000 | 615,000 | 1,045,000 |
| Pretax income | 3,074,000 | 7,175,000 | 11,050,000 | 15,656,000 |
| Income tax | 781,000 | 1,925,000 | 3,007,000 | 4,890,000 |
| Net income | 2,293,000 | 5,250,000 | 8,043,000 | 10,766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,967,000 | 95,690,000 | 98,699,000 | 101,723,000 |
| Total capital | 101,687,000 | 102,295,000 | 105,551,000 | 108,913,000 |
| Risk-weighted assets | 866,352,000 | 903,608,000 | 904,874,000 | 935,329,000 |