Call reports 2016
MIDDLEFIELD BANKING COMPANY, THE — 2016
What MIDDLEFIELD BANKING COMPANY, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 730,979,000 | 758,525,000 | 760,636,000 | 786,401,000 |
| Total loans | 530,730,000 | 580,200,000 | 587,197,000 | 609,762,000 |
| Allowance for loan losses | 6,357,000 | 6,366,000 | 6,334,000 | 6,598,000 |
| Securities available for sale | 141,743,000 | 128,477,000 | 121,791,000 | 113,226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 633,484,000 | 632,189,000 | 643,815,000 | 633,481,000 |
| Interest-bearing deposits | 515,953,000 | 501,995,000 | 503,022,000 | 496,398,000 |
| Noninterest-bearing deposits | 117,531,000 | 130,194,000 | 140,793,000 | 137,083,000 |
| Equity capital | 74,034,000 | 76,312,000 | 76,384,000 | 76,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,338,000 | 14,738,000 | 22,158,000 | 29,970,000 |
| Interest expense | 904,000 | 1,834,000 | 2,816,000 | 3,823,000 |
| Net interest income | 6,434,000 | 12,904,000 | 19,342,000 | 26,147,000 |
| Noninterest income | 836,000 | 1,746,000 | 2,761,000 | 4,067,000 |
| Noninterest expense | 5,007,000 | 9,544,000 | 14,675,000 | 19,342,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 570,000 |
| Pretax income | 2,209,000 | 5,199,000 | 7,416,000 | 10,605,000 |
| Income tax | 445,000 | 1,173,000 | 1,649,000 | 2,495,000 |
| Net income | 1,764,000 | 4,026,000 | 5,767,000 | 8,110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,756,000 | 67,883,000 | 68,491,000 | 70,826,000 |
| Total capital | 73,113,000 | 74,249,000 | 74,825,000 | 77,424,000 |
| Risk-weighted assets | 546,531,000 | 589,201,000 | 574,343,000 | 543,472,000 |