Call reports 2015
MIDDLEFIELD BANKING COMPANY, THE — 2015
What MIDDLEFIELD BANKING COMPANY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 697,613,000 | 703,301,000 | 708,715,000 | 733,329,000 |
| Total loans | 476,596,000 | 493,445,000 | 511,045,000 | 535,005,000 |
| Allowance for loan losses | 6,447,000 | 6,346,000 | 6,320,000 | 6,385,000 |
| Securities available for sale | 150,229,000 | 156,628,000 | 144,242,000 | 145,701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 618,219,000 | 624,606,000 | 627,999,000 | 626,424,000 |
| Interest-bearing deposits | 511,415,000 | 513,793,000 | 509,510,000 | 507,949,000 |
| Noninterest-bearing deposits | 106,804,000 | 110,813,000 | 118,489,000 | 118,475,000 |
| Equity capital | 70,869,000 | 69,687,000 | 71,680,000 | 73,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,034,000 | 14,095,000 | 21,246,000 | 28,577,000 |
| Interest expense | 863,000 | 1,765,000 | 2,668,000 | 3,540,000 |
| Net interest income | 6,171,000 | 12,330,000 | 18,578,000 | 25,037,000 |
| Noninterest income | 783,000 | 1,792,000 | 2,768,000 | 3,470,000 |
| Noninterest expense | 4,587,000 | 9,532,000 | 14,038,000 | 18,780,000 |
| Provision for loan losses | 105,000 | 105,000 | 210,000 | 315,000 |
| Pretax income | 2,286,000 | 4,531,000 | 7,355,000 | 9,735,000 |
| Income tax | 490,000 | 950,000 | 1,595,000 | 2,007,000 |
| Net income | 1,796,000 | 3,581,000 | 5,760,000 | 7,728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,290,000 | 64,084,000 | 65,270,000 | 66,122,000 |
| Total capital | 69,080,000 | 69,785,000 | 71,590,000 | 72,507,000 |
| Risk-weighted assets | 524,505,000 | 515,600,000 | 530,602,000 | 528,131,000 |