Call reports 2014
MIDDLEFIELD BANKING COMPANY, THE — 2014
What MIDDLEFIELD BANKING COMPANY, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 667,975,000 | 666,005,000 | 678,424,000 | 675,439,000 |
| Total loans | 443,713,000 | 450,107,000 | 468,207,000 | 471,079,000 |
| Allowance for loan losses | 7,015,000 | 7,129,000 | 7,288,000 | 6,846,000 |
| Securities available for sale | 155,170,000 | 164,738,000 | 155,232,000 | 153,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 595,802,000 | 589,844,000 | 601,445,000 | 587,132,000 |
| Interest-bearing deposits | 505,778,000 | 492,584,000 | 494,232,000 | 481,600,000 |
| Noninterest-bearing deposits | 90,024,000 | 97,260,000 | 107,213,000 | 105,532,000 |
| Equity capital | 63,143,000 | 65,467,000 | 67,412,000 | 69,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,989,000 | 13,906,000 | 20,819,000 | 27,868,000 |
| Interest expense | 979,000 | 1,946,000 | 2,886,000 | 3,779,000 |
| Net interest income | 6,010,000 | 11,960,000 | 17,933,000 | 24,089,000 |
| Noninterest income | 725,000 | 1,558,000 | 2,321,000 | 3,348,000 |
| Noninterest expense | 4,056,000 | 8,429,000 | 12,554,000 | 16,990,000 |
| Provision for loan losses | 180,000 | 300,000 | 370,000 | 370,000 |
| Pretax income | 2,493,000 | 4,847,000 | 7,578,000 | 10,325,000 |
| Income tax | 578,000 | 1,103,000 | 1,728,000 | 2,383,000 |
| Net income | 1,915,000 | 3,744,000 | 5,850,000 | 7,942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,830,000 | 59,918,000 | 61,124,000 | 62,315,000 |
| Total capital | 64,432,000 | 65,747,000 | 67,345,000 | 68,325,000 |
| Risk-weighted assets | 459,333,000 | 466,548,000 | 497,970,000 | 481,336,000 |