Call reports 2013
MIDDLEFIELD BANKING COMPANY, THE — 2013
What MIDDLEFIELD BANKING COMPANY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 589,309,000 | 577,705,000 | 576,477,000 | 561,643,000 |
| Total loans | 352,332,000 | 351,457,000 | 356,850,000 | 370,552,000 |
| Allowance for loan losses | 5,511,000 | 5,678,000 | 5,700,000 | 4,892,000 |
| Securities available for sale | 180,691,000 | 170,634,000 | 171,854,000 | 148,543,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 529,340,000 | 520,314,000 | 512,833,000 | 500,318,000 |
| Interest-bearing deposits | 461,349,000 | 442,925,000 | 435,505,000 | 420,758,000 |
| Noninterest-bearing deposits | 67,991,000 | 77,389,000 | 77,328,000 | 79,559,000 |
| Equity capital | 50,824,000 | 47,868,000 | 47,821,000 | 48,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,117,000 | 12,175,000 | 18,409,000 | 24,536,000 |
| Interest expense | 1,203,000 | 2,347,000 | 3,447,000 | 4,407,000 |
| Net interest income | 4,914,000 | 9,828,000 | 14,962,000 | 20,129,000 |
| Noninterest income | 729,000 | 1,630,000 | 2,507,000 | 3,364,000 |
| Noninterest expense | 3,331,000 | 6,661,000 | 10,226,000 | 14,381,000 |
| Provision for loan losses | 300,000 | 600,000 | 670,000 | 0 |
| Pretax income | 2,227,000 | 4,371,000 | 6,747,000 | 9,122,000 |
| Income tax | 510,000 | 985,000 | 1,505,000 | 2,040,000 |
| Net income | 1,717,000 | 3,386,000 | 5,242,000 | 7,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,590,000 | 45,703,000 | 47,041,000 | 48,366,000 |
| Total capital | 49,139,000 | 50,326,000 | 51,739,000 | 53,176,000 |
| Risk-weighted assets | 364,819,000 | 372,351,000 | 374,860,000 | 386,306,000 |