Call reports 2012
MIDDLEFIELD BANKING COMPANY, THE — 2012
What MIDDLEFIELD BANKING COMPANY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 575,390,000 | 570,466,000 | 584,893,000 | 592,597,000 |
| Total loans | 351,916,000 | 354,430,000 | 352,503,000 | 352,828,000 |
| Allowance for loan losses | 5,068,000 | 5,453,000 | 5,015,000 | 5,529,000 |
| Securities available for sale | 171,945,000 | 162,179,000 | 168,484,000 | 184,649,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 519,333,000 | 511,915,000 | 523,430,000 | 531,707,000 |
| Interest-bearing deposits | 460,501,000 | 447,137,000 | 454,944,000 | 458,875,000 |
| Noninterest-bearing deposits | 58,832,000 | 64,778,000 | 68,485,000 | 72,833,000 |
| Equity capital | 45,194,000 | 47,440,000 | 50,272,000 | 50,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,422,000 | 12,811,000 | 19,228,000 | 25,306,000 |
| Interest expense | 1,397,000 | 2,735,000 | 4,051,000 | 5,326,000 |
| Net interest income | 5,025,000 | 10,076,000 | 15,177,000 | 19,980,000 |
| Noninterest income | 734,000 | 1,497,000 | 2,232,000 | 2,874,000 |
| Noninterest expense | 3,198,000 | 6,446,000 | 9,831,000 | 12,824,000 |
| Provision for loan losses | 450,000 | 800,000 | 800,000 | 1,550,000 |
| Pretax income | 2,120,000 | 4,623,000 | 7,226,000 | 9,002,000 |
| Income tax | 490,000 | 1,085,000 | 1,670,000 | 2,020,000 |
| Net income | 1,630,000 | 3,538,000 | 5,556,000 | 6,982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,756,000 | 40,050,000 | 42,456,000 | 43,370,000 |
| Total capital | 43,286,000 | 44,580,000 | 47,033,000 | 47,865,000 |
| Risk-weighted assets | 361,832,000 | 361,454,000 | 365,423,000 | 360,249,000 |