Call reports 2010
MIDDLEFIELD BANKING COMPANY, THE — 2010
What MIDDLEFIELD BANKING COMPANY, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 515,296,000 | 528,925,000 | 556,839,000 | 549,609,000 |
| Total loans | 305,872,000 | 309,533,000 | 312,311,000 | 319,841,000 |
| Allowance for loan losses | 3,420,000 | 3,855,000 | 3,837,000 | 4,093,000 |
| Securities available for sale | 155,122,000 | 169,397,000 | 186,352,000 | 192,652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 464,458,000 | 475,781,000 | 502,378,000 | 501,776,000 |
| Interest-bearing deposits | 423,213,000 | 427,528,000 | 449,935,000 | 452,981,000 |
| Noninterest-bearing deposits | 41,245,000 | 48,253,000 | 52,442,000 | 48,796,000 |
| Equity capital | 35,381,000 | 37,255,000 | 39,999,000 | 36,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,053,000 | 12,491,000 | 18,970,000 | 25,562,000 |
| Interest expense | 2,377,000 | 4,640,000 | 6,896,000 | 8,998,000 |
| Net interest income | 3,676,000 | 7,851,000 | 12,074,000 | 16,564,000 |
| Noninterest income | 596,000 | 1,284,000 | 1,988,000 | 2,693,000 |
| Noninterest expense | 2,864,000 | 5,759,000 | 8,514,000 | 11,568,000 |
| Provision for loan losses | 270,000 | 695,000 | 1,155,000 | 1,940,000 |
| Pretax income | 1,147,000 | 2,708,000 | 4,438,000 | 5,759,000 |
| Income tax | 186,000 | 496,000 | 848,000 | 1,115,000 |
| Net income | 961,000 | 2,212,000 | 3,590,000 | 4,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,978,000 | 32,606,000 | 33,468,000 | 34,241,000 |
| Total capital | 35,398,000 | 36,461,000 | 37,305,000 | 38,334,000 |
| Risk-weighted assets | 331,928,000 | 322,808,000 | 331,168,000 | 333,562,000 |