Call reports 2009
MIDDLEFIELD BANKING COMPANY, THE — 2009
What MIDDLEFIELD BANKING COMPANY, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 409,718,000 | 413,675,000 | 449,324,000 | 481,588,000 |
| Total loans | 276,402,000 | 285,415,000 | 294,375,000 | 300,366,000 |
| Allowance for loan losses | 2,940,000 | 2,895,000 | 2,986,000 | 3,198,000 |
| Securities available for sale | 97,453,000 | 97,067,000 | 112,568,000 | 126,729,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 357,119,000 | 360,982,000 | 394,893,000 | 429,910,000 |
| Interest-bearing deposits | 316,043,000 | 322,784,000 | 356,816,000 | 388,120,000 |
| Noninterest-bearing deposits | 41,076,000 | 38,198,000 | 38,077,000 | 41,790,000 |
| Equity capital | 31,572,000 | 32,428,000 | 34,956,000 | 34,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,490,000 | 11,093,000 | 16,932,000 | 22,844,000 |
| Interest expense | 2,571,000 | 4,997,000 | 7,391,000 | 9,799,000 |
| Net interest income | 2,919,000 | 6,096,000 | 9,541,000 | 13,045,000 |
| Noninterest income | 682,000 | 1,379,000 | 2,131,000 | 2,913,000 |
| Noninterest expense | 2,505,000 | 5,230,000 | 7,673,000 | 10,439,000 |
| Provision for loan losses | 130,000 | 290,000 | 470,000 | 745,000 |
| Pretax income | 966,000 | 1,955,000 | 3,529,000 | 4,760,000 |
| Income tax | 170,000 | 356,000 | 727,000 | 966,000 |
| Net income | 796,000 | 1,599,000 | 2,802,000 | 3,794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,231,000 | 30,550,000 | 31,241,000 | 31,640,000 |
| Total capital | 33,171,000 | 33,445,000 | 34,227,000 | 34,838,000 |
| Risk-weighted assets | 283,010,000 | 293,042,000 | 304,190,000 | 303,822,000 |