Call reports 2008
MIDDLEFIELD BANKING COMPANY, THE — 2008
What MIDDLEFIELD BANKING COMPANY, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 392,436,000 | 391,371,000 | 395,795,000 | 402,979,000 |
| Total loans | 265,796,000 | 269,842,000 | 270,347,000 | 271,989,000 |
| Allowance for loan losses | 2,859,000 | 2,908,000 | 2,960,000 | 2,837,000 |
| Securities available for sale | 97,522,000 | 92,729,000 | 95,334,000 | 99,063,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 339,177,000 | 335,986,000 | 339,707,000 | 348,427,000 |
| Interest-bearing deposits | 299,758,000 | 293,777,000 | 297,235,000 | 308,853,000 |
| Noninterest-bearing deposits | 39,419,000 | 42,209,000 | 42,472,000 | 39,574,000 |
| Equity capital | 31,330,000 | 30,584,000 | 30,241,000 | 31,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,686,000 | 11,355,000 | 17,042,000 | 22,565,000 |
| Interest expense | 3,159,000 | 6,165,000 | 9,046,000 | 11,873,000 |
| Net interest income | 2,527,000 | 5,190,000 | 7,996,000 | 10,692,000 |
| Noninterest income | 698,000 | 1,385,000 | 2,103,000 | 2,821,000 |
| Noninterest expense | 2,202,000 | 4,324,000 | 6,695,000 | 8,942,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 365,000 |
| Pretax income | 963,000 | 2,140,000 | 3,259,000 | 3,862,000 |
| Income tax | 169,000 | 419,000 | 639,000 | 696,000 |
| Net income | 794,000 | 1,721,000 | 2,620,000 | 3,166,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,372,000 | 29,761,000 | 30,109,000 | 30,112,000 |
| Total capital | 32,231,000 | 32,669,000 | 33,069,000 | 32,949,000 |
| Risk-weighted assets | 254,699,000 | 256,871,000 | 262,502,000 | 266,558,000 |