Call reports 2003
MIDDLEFIELD BANKING COMPANY, THE — 2003
What MIDDLEFIELD BANKING COMPANY, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 239,800,000 | 249,600,000 | 260,430,000 | 261,830,000 |
| Total loans | 179,433,000 | 182,419,000 | 188,948,000 | 192,881,000 |
| Allowance for loan losses | 2,390,000 | 2,513,000 | 2,606,000 | 2,521,000 |
| Securities available for sale | 38,050,000 | 37,243,000 | 49,912,000 | 49,966,000 |
| Securities held to maturity | 4,788,000 | 3,265,000 | 2,764,000 | 1,859,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,990,000 | 206,449,000 | 219,303,000 | 220,170,000 |
| Interest-bearing deposits | 169,432,000 | 176,520,000 | 189,085,000 | 190,417,000 |
| Noninterest-bearing deposits | 25,558,000 | 29,929,000 | 30,218,000 | 29,753,000 |
| Equity capital | 21,455,000 | 22,091,000 | 22,210,000 | 22,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,580,000 | 7,203,000 | 10,898,000 | 14,674,000 |
| Interest expense | 1,451,000 | 2,901,000 | 4,332,000 | 5,739,000 |
| Net interest income | 2,129,000 | 4,302,000 | 6,566,000 | 8,935,000 |
| Noninterest income | 280,000 | 641,000 | 1,019,000 | 1,408,000 |
| Noninterest expense | 1,350,000 | 2,863,000 | 4,431,000 | 6,005,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 315,000 |
| Pretax income | 955,000 | 1,871,000 | 2,840,000 | 4,024,000 |
| Income tax | 290,000 | 545,000 | 816,000 | 1,163,000 |
| Net income | 665,000 | 1,326,000 | 2,024,000 | 2,861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,098,000 | 21,499,000 | 21,935,000 | 22,511,000 |
| Total capital | 22,951,000 | 23,399,000 | 24,039,000 | 24,534,000 |
| Risk-weighted assets | 147,726,000 | 151,371,000 | 167,851,000 | 161,321,000 |