Call reports 2002
MIDDLEFIELD BANKING COMPANY, THE — 2002
What MIDDLEFIELD BANKING COMPANY, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 203,463,000 | 214,235,000 | 224,561,000 | 225,928,000 |
| Total loans | 159,308,000 | 164,274,000 | 169,159,000 | 174,958,000 |
| Allowance for loan losses | 2,095,000 | 2,162,000 | 2,227,000 | 2,300,000 |
| Securities available for sale | 22,667,000 | 25,424,000 | 31,962,000 | 35,917,000 |
| Securities held to maturity | 8,713,000 | 7,625,000 | 7,288,000 | 6,242,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,156,000 | 178,875,000 | 186,402,000 | 187,677,000 |
| Interest-bearing deposits | 147,846,000 | 152,755,000 | 160,593,000 | 160,773,000 |
| Noninterest-bearing deposits | 23,310,000 | 26,120,000 | 25,809,000 | 26,904,000 |
| Equity capital | 19,572,000 | 20,208,000 | 20,719,000 | 21,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,419,000 | 6,915,000 | 10,497,000 | 14,140,000 |
| Interest expense | 1,535,000 | 3,049,000 | 4,639,000 | 6,163,000 |
| Net interest income | 1,884,000 | 3,866,000 | 5,858,000 | 7,977,000 |
| Noninterest income | 264,000 | 551,000 | 839,000 | 1,132,000 |
| Noninterest expense | 1,203,000 | 2,487,000 | 3,724,000 | 5,041,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 870,000 | 1,780,000 | 2,748,000 | 3,768,000 |
| Income tax | 268,000 | 546,000 | 844,000 | 1,162,000 |
| Net income | 602,000 | 1,234,000 | 1,904,000 | 2,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,497,000 | 19,916,000 | 20,253,000 | 20,694,000 |
| Total capital | 21,105,000 | 21,562,000 | 21,960,000 | 22,440,000 |
| Risk-weighted assets | 128,155,000 | 131,147,000 | 136,037,000 | 139,098,000 |