Call reports 2001
MIDDLEFIELD BANKING COMPANY, THE — 2001
What MIDDLEFIELD BANKING COMPANY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 181,424,000 | 184,929,000 | 191,528,000 | 197,486,000 |
| Total loans | 136,845,000 | 143,272,000 | 149,438,000 | 152,859,000 |
| Allowance for loan losses | 2,049,000 | 2,017,000 | 2,048,000 | 2,062,000 |
| Securities available for sale | 14,249,000 | 17,717,000 | 17,514,000 | 21,239,000 |
| Securities held to maturity | 15,614,000 | 13,003,000 | 11,006,000 | 10,194,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,262,000 | 155,587,000 | 161,549,000 | 167,564,000 |
| Interest-bearing deposits | 129,959,000 | 132,329,000 | 136,889,000 | 142,431,000 |
| Noninterest-bearing deposits | 22,303,000 | 23,258,000 | 24,660,000 | 25,133,000 |
| Equity capital | 18,179,000 | 18,546,000 | 19,075,000 | 19,237,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,296,000 | 6,755,000 | 10,255,000 | 13,730,000 |
| Interest expense | 1,656,000 | 3,381,000 | 5,111,000 | 6,766,000 |
| Net interest income | 1,640,000 | 3,374,000 | 5,144,000 | 6,964,000 |
| Noninterest income | 263,000 | 534,000 | 804,000 | 1,087,000 |
| Noninterest expense | 1,067,000 | 2,239,000 | 3,369,000 | 4,590,000 |
| Provision for loan losses | 39,000 | 80,000 | 125,000 | 170,000 |
| Pretax income | 797,000 | 1,589,000 | 2,552,000 | 3,389,000 |
| Income tax | 236,000 | 472,000 | 784,000 | 1,019,000 |
| Net income | 561,000 | 1,117,000 | 1,768,000 | 2,370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,988,000 | 18,354,000 | 18,815,000 | 19,109,000 |
| Total capital | 19,416,000 | 19,830,000 | 20,342,000 | 20,607,000 |
| Risk-weighted assets | 113,607,000 | 117,534,000 | 121,663,000 | 119,243,000 |