Call report 2001Q1
BANK OF EPHRAIM — 2001Q1
The 22 measures BANK OF EPHRAIM reported to the FFIEC for 2001Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 44,520,000 | USD | evidence → |
| Total loans | 28,502,000 | USD | evidence → |
| Allowance for loan losses | 684,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 3,113,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 39,522,000 | USD | evidence → |
| Interest-bearing deposits | 30,546,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,976,000 | USD | evidence → |
| Equity capital | 4,762,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 888,000 | USD | evidence → |
| Interest expense | 348,000 | USD | evidence → |
| Net interest income | 540,000 | USD | evidence → |
| Noninterest income | 97,000 | USD | evidence → |
| Noninterest expense | 392,000 | USD | evidence → |
| Provision for loan losses | 70,000 | USD | evidence → |
| Pretax income | 175,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 175,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,762,000 | USD | evidence → |
| Total capital | 5,112,000 | USD | evidence → |
| Risk-weighted assets | 27,652,000 | USD | evidence → |