Call reports 2024
LIBERTY BANK — 2024
What LIBERTY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 201,643,000 | 202,565,000 | 205,770,000 | 206,925,000 |
| Total loans | 129,304,000 | 137,903,000 | 140,990,000 | 141,227,000 |
| Allowance for loan losses | 1,304,000 | 1,395,000 | 1,442,000 | 1,456,000 |
| Securities available for sale | 41,461,000 | 39,547,000 | 36,733,000 | 35,082,000 |
| Securities held to maturity | 994,000 | 995,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,271,000 | 179,832,000 | 181,503,000 | 183,832,000 |
| Interest-bearing deposits | 128,089,000 | 130,558,000 | 133,340,000 | 134,182,000 |
| Noninterest-bearing deposits | 51,182,000 | 49,274,000 | 48,163,000 | 49,650,000 |
| Equity capital | 21,218,000 | 21,743,000 | 23,266,000 | 22,389,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,740,000 | 5,791,000 | 8,901,000 | 12,098,000 |
| Interest expense | 808,000 | 1,721,000 | 2,709,000 | 3,717,000 |
| Net interest income | 1,932,000 | 4,070,000 | 6,192,000 | 8,381,000 |
| Noninterest income | 238,000 | 491,000 | 757,000 | 1,047,000 |
| Noninterest expense | 1,368,000 | 2,785,000 | 4,142,000 | 5,735,000 |
| Provision for loan losses | 20,000 | 120,000 | 190,000 | 220,000 |
| Pretax income | 782,000 | 1,656,000 | 2,617,000 | 3,473,000 |
| Income tax | 187,000 | 401,000 | 602,000 | 796,000 |
| Net income | 595,000 | 1,255,000 | 2,015,000 | 2,677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,986,000 | 23,647,000 | 24,406,000 | 24,180,000 |