Call reports 2023
LIBERTY BANK — 2023
What LIBERTY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 188,843,000 | 188,785,000 | 190,680,000 | 189,541,000 |
| Total loans | 113,656,000 | 115,158,000 | 121,185,000 | 125,009,000 |
| Allowance for loan losses | 1,161,000 | 1,181,000 | 1,240,000 | 1,284,000 |
| Securities available for sale | 47,024,000 | 45,651,000 | 44,633,000 | 42,224,000 |
| Securities held to maturity | 994,000 | 994,000 | 994,000 | 994,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,904,000 | 168,216,000 | 169,739,000 | 167,918,000 |
| Interest-bearing deposits | 116,984,000 | 113,589,000 | 115,305,000 | 116,871,000 |
| Noninterest-bearing deposits | 51,920,000 | 54,626,000 | 54,433,000 | 51,046,000 |
| Equity capital | 19,334,000 | 19,774,000 | 20,058,000 | 20,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,241,000 | 4,615,000 | 7,122,000 | 9,804,000 |
| Interest expense | 285,000 | 754,000 | 1,336,000 | 2,007,000 |
| Net interest income | 1,956,000 | 3,861,000 | 5,786,000 | 7,797,000 |
| Noninterest income | 289,000 | 502,000 | 733,000 | 970,000 |
| Noninterest expense | 1,343,000 | 2,736,000 | 4,069,000 | 5,435,000 |
| Provision for loan losses | 10,000 | 60,000 | 120,000 | 155,000 |
| Pretax income | 892,000 | 1,567,000 | 2,330,000 | 3,177,000 |
| Income tax | 147,000 | 300,000 | 453,000 | 750,000 |
| Net income | 745,000 | 1,267,000 | 1,877,000 | 2,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,545,000 | 22,066,000 | 22,677,000 | 22,392,000 |