Call reports 2019
LIBERTY BANK — 2019
What LIBERTY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 144,569,000 | 144,729,000 | 148,002,000 | 148,466,000 |
| Total loans | 79,352,000 | 81,401,000 | 81,440,000 | 83,505,000 |
| Allowance for loan losses | 847,000 | 918,000 | 972,000 | 889,000 |
| Securities available for sale | 39,861,000 | 40,605,000 | 39,514,000 | 39,815,000 |
| Securities held to maturity | 2,541,000 | 2,541,000 | 2,542,000 | 2,542,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,105,000 | 127,428,000 | 130,191,000 | 130,923,000 |
| Interest-bearing deposits | 101,229,000 | 99,258,000 | 101,122,000 | 101,702,000 |
| Noninterest-bearing deposits | 26,877,000 | 28,170,000 | 29,069,000 | 29,222,000 |
| Equity capital | 16,065,000 | 16,969,000 | 17,408,000 | 17,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,605,000 | 3,274,000 | 4,976,000 | 6,700,000 |
| Interest expense | 269,000 | 583,000 | 914,000 | 1,249,000 |
| Net interest income | 1,336,000 | 2,691,000 | 4,062,000 | 5,451,000 |
| Noninterest income | 234,000 | 485,000 | 736,000 | 1,018,000 |
| Noninterest expense | 1,268,000 | 2,390,000 | 3,638,000 | 4,940,000 |
| Provision for loan losses | 32,000 | 94,000 | 162,000 | 218,000 |
| Pretax income | 270,000 | 692,000 | 998,000 | 1,311,000 |
| Income tax | 36,000 | 59,000 | 105,000 | 131,000 |
| Net income | 234,000 | 633,000 | 893,000 | 1,180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,418,000 | 16,819,000 | 17,077,000 | 16,840,000 |
| Total capital | 17,265,000 | 17,737,000 | 18,049,000 | 17,729,000 |
| Risk-weighted assets | 107,081,000 | 105,081,000 | 100,925,000 | 108,467,000 |