Call reports 2018
LIBERTY BANK — 2018
What LIBERTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 138,912,000 | 138,381,000 | 138,763,000 | 137,866,000 |
| Total loans | 73,973,000 | 76,518,000 | 79,253,000 | 78,790,000 |
| Allowance for loan losses | 744,000 | 780,000 | 803,000 | 826,000 |
| Securities available for sale | 43,180,000 | 42,510,000 | 39,619,000 | 39,582,000 |
| Securities held to maturity | 2,838,000 | 2,539,000 | 2,539,000 | 2,540,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,562,000 | 122,953,000 | 123,142,000 | 122,359,000 |
| Interest-bearing deposits | 96,155,000 | 86,088,000 | 96,883,000 | 96,545,000 |
| Noninterest-bearing deposits | 27,407,000 | 36,865,000 | 26,259,000 | 25,814,000 |
| Equity capital | 14,895,000 | 15,161,000 | 15,267,000 | 15,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,493,000 | 3,042,000 | 4,638,000 | 6,249,000 |
| Interest expense | 156,000 | 344,000 | 556,000 | 786,000 |
| Net interest income | 1,337,000 | 2,698,000 | 4,082,000 | 5,463,000 |
| Noninterest income | 269,000 | 531,000 | 788,000 | 1,031,000 |
| Noninterest expense | 1,240,000 | 2,419,000 | 3,661,000 | 4,800,000 |
| Provision for loan losses | 23,000 | 56,000 | 109,000 | 121,000 |
| Pretax income | 343,000 | 754,000 | 1,100,000 | 1,573,000 |
| Income tax | 36,000 | 86,000 | 146,000 | 226,000 |
| Net income | 307,000 | 668,000 | 954,000 | 1,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,744,000 | 16,105,000 | 16,393,000 | 16,185,000 |
| Total capital | 16,488,000 | 16,885,000 | 17,196,000 | 17,011,000 |
| Risk-weighted assets | 102,987,000 | 104,669,000 | 103,296,000 | 102,452,000 |