Call reports 2017
LIBERTY BANK — 2017
What LIBERTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 136,201,000 | 137,992,000 | 138,503,000 | 137,586,000 |
| Total loans | 65,067,000 | 66,058,000 | 70,001,000 | 71,854,000 |
| Allowance for loan losses | 648,000 | 684,000 | 690,000 | 733,000 |
| Securities available for sale | 43,923,000 | 48,477,000 | 47,176,000 | 44,347,000 |
| Securities held to maturity | 2,641,000 | 2,621,000 | 2,600,000 | 2,837,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,065,000 | 122,192,000 | 122,371,000 | 121,845,000 |
| Interest-bearing deposits | 94,955,000 | 94,793,000 | 94,872,000 | 95,111,000 |
| Noninterest-bearing deposits | 26,110,000 | 27,399,000 | 27,498,000 | 26,735,000 |
| Equity capital | 14,898,000 | 15,594,000 | 15,821,000 | 15,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,386,000 | 2,823,000 | 4,322,000 | 5,822,000 |
| Interest expense | 146,000 | 295,000 | 448,000 | 604,000 |
| Net interest income | 1,240,000 | 2,528,000 | 3,874,000 | 5,218,000 |
| Noninterest income | 232,000 | 479,000 | 719,000 | 968,000 |
| Noninterest expense | 1,266,000 | 2,433,000 | 3,631,000 | 4,739,000 |
| Provision for loan losses | 28,000 | 61,000 | 126,000 | 185,000 |
| Pretax income | 178,000 | 550,000 | 893,000 | 1,314,000 |
| Income tax | 0 | 74,000 | 132,000 | 286,000 |
| Net income | 178,000 | 476,000 | 761,000 | 1,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,108,000 | 15,406,000 | 15,691,000 | 15,438,000 |
| Total capital | 15,756,000 | 16,090,000 | 16,381,000 | 16,171,000 |
| Risk-weighted assets | 96,872,000 | 98,111,000 | 98,775,000 | 99,291,000 |