Call reports 2001
LIBERTY BANK — 2001
What LIBERTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 70,523,000 | 70,817,000 | 72,059,000 | 72,750,000 |
| Total loans | 36,508,000 | 36,037,000 | 35,136,000 | 34,692,000 |
| Allowance for loan losses | 546,000 | 567,000 | 538,000 | 489,000 |
| Securities available for sale | 19,496,000 | 20,461,000 | 21,041,000 | 25,779,000 |
| Securities held to maturity | 4,133,000 | 3,567,000 | 4,056,000 | 3,765,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,582,000 | 61,710,000 | 62,714,000 | 63,774,000 |
| Interest-bearing deposits | 51,764,000 | 52,205,000 | 52,873,000 | 53,652,000 |
| Noninterest-bearing deposits | 9,818,000 | 9,505,000 | 9,841,000 | 10,122,000 |
| Equity capital | 8,245,000 | 8,494,000 | 8,824,000 | 8,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,365,000 | 2,720,000 | 4,044,000 | 5,318,000 |
| Interest expense | 633,000 | 1,230,000 | 1,784,000 | 2,299,000 |
| Net interest income | 732,000 | 1,490,000 | 2,260,000 | 3,019,000 |
| Noninterest income | 123,000 | 251,000 | 382,000 | 505,000 |
| Noninterest expense | 466,000 | 985,000 | 1,465,000 | 2,029,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 90,000 |
| Pretax income | 359,000 | 698,000 | 1,089,000 | 1,412,000 |
| Income tax | 118,000 | 236,000 | 374,000 | 469,000 |
| Net income | 241,000 | 462,000 | 715,000 | 943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,139,000 | 8,369,000 | 8,629,000 | 8,485,000 |
| Total capital | 8,614,000 | 8,850,000 | 9,119,000 | 8,974,000 |
| Risk-weighted assets | 37,890,000 | 38,667,000 | 39,103,000 | 40,333,000 |