Call reports 2025
BANK OF AMERICA, NATIONAL ASSOCIATION — 2025
What BANK OF AMERICA, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,615,296,000,000 | 2,665,555,000,000 | 2,651,090,000,000 | 2,636,823,000,000 |
| Total loans | 1,108,634,000,000 | 1,142,921,000,000 | 1,161,439,000,000 | 1,180,073,000,000 |
| Allowance for loan losses | 13,243,000,000 | 13,278,000,000 | 13,236,000,000 | 13,188,000,000 |
| Securities available for sale | 356,586,000,000 | 358,306,000,000 | 370,575,000,000 | 367,004,000,000 |
| Securities held to maturity | 550,714,000,000 | 541,279,000,000 | 531,408,000,000 | 522,644,000,000 |
| Trading assets | 126,097,000,000 | 126,147,000,000 | 119,717,000,000 | 130,212,000,000 |
| Total deposits | 1,942,170,000,000 | 1,975,044,000,000 | 1,956,667,000,000 | 1,961,689,000,000 |
| Interest-bearing deposits | 1,380,510,000,000 | 1,400,210,000,000 | 1,390,406,000,000 | 1,398,557,000,000 |
| Noninterest-bearing deposits | 561,660,000,000 | 574,834,000,000 | 566,261,000,000 | 563,132,000,000 |
| Equity capital | 246,924,000,000 | 250,540,000,000 | 251,567,000,000 | 246,250,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 25,732,000,000 | 51,924,000,000 | 78,638,000,000 | 104,436,000,000 |
| Interest expense | 11,209,000,000 | 22,584,000,000 | 34,237,000,000 | 44,627,000,000 |
| Net interest income | 14,523,000,000 | 29,340,000,000 | 44,401,000,000 | 59,809,000,000 |
| Noninterest income | 7,587,000,000 | 14,420,000,000 | 21,421,000,000 | 31,955,000,000 |
| Noninterest expense | 12,640,000,000 | 24,327,000,000 | 36,106,000,000 | 48,039,000,000 |
| Provision for loan losses | 1,475,000,000 | 3,036,000,000 | 4,362,000,000 | 5,604,000,000 |
| Pretax income | 7,978,000,000 | 16,330,000,000 | 25,319,000,000 | 38,030,000,000 |
| Income tax | 845,000,000 | 1,780,000,000 | 2,783,000,000 | 7,650,000,000 |
| Net income | 7,133,000,000 | 14,550,000,000 | 22,536,000,000 | 30,380,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 193,808,000,000 | 196,227,000,000 | 196,596,000,000 | 190,831,000,000 |
| Total capital | 209,624,000,000 | 212,106,000,000 | 212,398,000,000 | 206,640,000,000 |
| Risk-weighted assets | 1,450,318,000,000 | 1,480,582,000,000 | 1,508,741,000,000 | 1,530,099,000,000 |