Call reports 2005
BANK OF AMERICA, NATIONAL ASSOCIATION — 2005
What BANK OF AMERICA, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 838,247,353,000 | 1,047,545,743,000 | 1,057,306,654,000 | 1,082,250,290,000 |
| Total loans | 397,638,139,000 | 509,932,788,000 | 534,633,989,000 | 551,707,123,000 |
| Allowance for loan losses | 3,888,438,000 | 5,191,251,000 | 4,966,675,000 | 4,586,074,000 |
| Securities available for sale | 199,807,820,000 | 232,746,410,000 | 227,164,298,000 | 221,484,260,000 |
| Securities held to maturity | 8,647,000 | 169,083,000 | 132,396,000 | 47,268,000 |
| Trading assets | 93,971,057,000 | 99,755,158,000 | 90,000,853,000 | 91,479,043,000 |
| Total deposits | 446,780,450,000 | 576,962,146,000 | 567,947,642,000 | 565,906,783,000 |
| Interest-bearing deposits | 309,002,450,000 | 400,188,902,000 | 391,227,516,000 | 384,387,788,000 |
| Noninterest-bearing deposits | 137,778,000,000 | 176,773,245,000 | 176,720,126,000 | 181,518,995,000 |
| Equity capital | 56,145,421,000 | 102,052,361,000 | 101,645,353,000 | 102,422,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 8,192,433,000 | 21,016,167,000 | 32,456,585,000 | 44,853,000,000 |
| Interest expense | 3,115,016,000 | 7,979,032,000 | 12,922,820,000 | 18,678,425,000 |
| Net interest income | 5,077,417,000 | 13,037,135,000 | 19,533,765,000 | 26,174,575,000 |
| Noninterest income | 3,808,754,000 | 9,553,759,000 | 14,457,323,000 | 19,286,899,000 |
| Noninterest expense | 4,746,055,000 | 12,015,308,000 | 18,082,237,000 | 24,334,163,000 |
| Provision for loan losses | 34,583,000 | -395,874,000 | -284,713,000 | -397,984,000 |
| Pretax income | 4,753,835,000 | 11,937,446,000 | 17,185,926,000 | 22,569,769,000 |
| Income tax | 1,539,263,000 | 4,093,252,000 | 5,786,522,000 | 7,511,651,000 |
| Net income | 3,214,572,000 | 7,844,194,000 | 11,399,404,000 | 15,058,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,604,550,000 | 66,141,117,000 | 67,683,401,000 | 69,546,523,000 |
| Total capital | 63,049,539,000 | 81,586,214,000 | 82,829,092,000 | 85,772,623,000 |
| Risk-weighted assets | 592,876,921,000 | 753,546,898,000 | 776,271,016,000 | 799,665,116,000 |