Call reports 2004
BANK OF AMERICA, NATIONAL ASSOCIATION — 2004
What BANK OF AMERICA, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 690,572,545,000 | 706,888,184,000 | 740,695,499,000 | 771,594,340,000 |
| Total loans | 354,627,469,000 | 354,235,212,000 | 366,440,417,000 | 382,744,569,000 |
| Allowance for loan losses | 4,359,041,000 | 4,393,769,000 | 4,256,423,000 | 3,985,733,000 |
| Securities available for sale | 140,608,323,000 | 147,658,608,000 | 143,401,057,000 | 175,974,884,000 |
| Securities held to maturity | 226,328,000 | 17,293,000 | 13,572,000 | 10,981,000 |
| Trading assets | 76,175,686,000 | 76,552,509,000 | 92,324,718,000 | 74,530,033,000 |
| Total deposits | 390,231,235,000 | 399,236,991,000 | 416,218,053,000 | 439,066,856,000 |
| Interest-bearing deposits | 268,144,396,000 | 276,373,829,000 | 289,381,087,000 | 305,056,072,000 |
| Noninterest-bearing deposits | 122,086,839,000 | 122,863,161,000 | 126,836,966,000 | 134,010,783,000 |
| Equity capital | 49,652,005,000 | 50,006,382,000 | 52,313,224,000 | 53,687,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 6,512,500,000 | 13,333,291,000 | 20,501,395,000 | 27,822,174,000 |
| Interest expense | 1,940,153,000 | 4,122,348,000 | 6,524,017,000 | 8,368,604,000 |
| Net interest income | 4,572,347,000 | 9,210,943,000 | 13,977,378,000 | 19,453,570,000 |
| Noninterest income | 3,047,429,000 | 6,398,160,000 | 9,051,346,000 | 12,396,553,000 |
| Noninterest expense | 4,756,608,000 | 9,353,116,000 | 13,677,223,000 | 18,505,479,000 |
| Provision for loan losses | -16,837,000 | 212,143,000 | 194,530,000 | 32,378,000 |
| Pretax income | 3,373,603,000 | 7,364,470,000 | 11,217,739,000 | 15,105,280,000 |
| Income tax | 1,130,245,000 | 2,466,737,000 | 3,288,548,000 | 4,920,454,000 |
| Net income | 2,243,358,000 | 4,897,733,000 | 7,929,191,000 | 10,184,826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,315,395,000 | 44,269,153,000 | 45,758,932,000 | 46,546,406,000 |
| Total capital | 55,341,878,000 | 56,253,008,000 | 57,576,452,000 | 58,079,188,000 |
| Risk-weighted assets | 499,245,088,000 | 502,628,273,000 | 540,382,265,000 | 565,774,863,000 |