Call reports 2003
BANK OF AMERICA, NATIONAL ASSOCIATION — 2003
What BANK OF AMERICA, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 574,410,000,000 | 656,219,000,000 | 624,722,850,000 | 617,857,587,000 |
| Total loans | 333,325,000,000 | 352,837,000,000 | 356,404,701,000 | 351,199,521,000 |
| Allowance for loan losses | 5,696,000,000 | 5,602,000,000 | 5,344,221,000 | 4,629,046,000 |
| Securities available for sale | 74,214,000,000 | 112,664,000,000 | 62,871,353,000 | 67,207,211,000 |
| Securities held to maturity | 915,000,000 | 262,000,000 | 504,452,000 | 229,075,000 |
| Trading assets | 69,409,000,000 | 75,785,000,000 | 71,669,787,000 | 72,307,201,000 |
| Total deposits | 363,927,000,000 | 388,958,000,000 | 379,211,039,000 | 381,959,318,000 |
| Interest-bearing deposits | 242,466,000,000 | 255,461,000,000 | 255,921,989,000 | 262,573,872,000 |
| Noninterest-bearing deposits | 121,461,000,000 | 133,497,000,000 | 123,289,050,000 | 119,385,447,000 |
| Equity capital | 49,419,000,000 | 49,738,000,000 | 48,567,686,000 | 49,105,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 5,962,000,000 | 12,186,000,000 | 18,164,927,000 | 23,874,439,000 |
| Interest expense | 1,651,000,000 | 3,405,000,000 | 5,099,745,000 | 6,471,684,000 |
| Net interest income | 4,311,000,000 | 8,781,000,000 | 13,065,182,000 | 17,402,755,000 |
| Noninterest income | 3,149,000,000 | 6,444,000,000 | 10,178,858,000 | 13,656,217,000 |
| Noninterest expense | 4,140,000,000 | 8,479,000,000 | 12,900,337,000 | 17,595,239,000 |
| Provision for loan losses | 447,000,000 | 743,000,000 | 861,861,000 | 828,477,000 |
| Pretax income | 3,150,000,000 | 6,575,000,000 | 10,292,410,000 | 13,859,269,000 |
| Income tax | 1,087,000,000 | 2,186,000,000 | 3,422,224,000 | 4,582,747,000 |
| Net income | 2,063,000,000 | 4,389,000,000 | 6,870,186,000 | 9,276,522,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,387,000,000 | 40,101,000,000 | 40,778,545,000 | 42,334,024,000 |
| Total capital | 52,382,000,000 | 52,962,000,000 | 53,375,542,000 | 54,711,833,000 |
| Risk-weighted assets | 468,520,150,000 | 491,088,700,000 | 485,143,273,000 | 481,027,371,000 |