Call reports 2023
HADDON SAVINGS BANK — 2023
What HADDON SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 375,866,000 | 376,054,000 | 372,457,000 | 372,273,000 |
| Total loans | 178,081,000 | 183,761,000 | 185,723,000 | 190,826,000 |
| Allowance for loan losses | 1,264,000 | 1,231,000 | 1,216,000 | 1,154,000 |
| Securities available for sale | 152,171,000 | 144,206,000 | 135,603,000 | 138,012,000 |
| Securities held to maturity | 17,686,000 | 16,849,000 | 15,818,000 | 14,837,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,771,000 | 311,092,000 | 306,993,000 | 306,564,000 |
| Interest-bearing deposits | 320,160,000 | 309,488,000 | 305,346,000 | 305,663,000 |
| Noninterest-bearing deposits | 611,000 | 1,604,000 | 1,647,000 | 901,000 |
| Equity capital | 21,336,000 | 19,732,000 | 16,694,000 | 21,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,747,000 | 5,614,000 | 8,602,000 | 11,740,000 |
| Interest expense | 942,000 | 2,316,000 | 4,025,000 | 6,100,000 |
| Net interest income | 1,805,000 | 3,298,000 | 4,577,000 | 5,640,000 |
| Noninterest income | 63,000 | 145,000 | 204,000 | 260,000 |
| Noninterest expense | 1,521,000 | 2,978,000 | 4,503,000 | 5,926,000 |
| Provision for loan losses | 45,000 | 85,000 | 85,000 | 85,000 |
| Pretax income | 320,000 | 369,000 | 176,000 | -130,000 |
| Income tax | 60,000 | 61,000 | -6,000 | -82,000 |
| Net income | 260,000 | 308,000 | 182,000 | -48,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,425,000 | 37,473,000 | 37,347,000 | 37,117,000 |
| Total capital | 38,689,000 | 38,704,000 | 38,563,000 | 38,271,000 |
| Risk-weighted assets | 198,038,000 | 203,098,000 | 206,595,000 | 208,394,000 |