Call reports 2016
HADDON SAVINGS BANK — 2016
What HADDON SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 318,179,000 | 315,517,000 | 313,230,000 | 317,133,000 |
| Total loans | 99,299,000 | 100,766,000 | 105,669,000 | 110,666,000 |
| Allowance for loan losses | 277,000 | 312,000 | 403,000 | 459,000 |
| Securities available for sale | 95,443,000 | 91,253,000 | 84,129,000 | 82,370,000 |
| Securities held to maturity | 98,168,000 | 99,534,000 | 100,229,000 | 101,044,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,542,000 | 255,013,000 | 254,153,000 | 254,785,000 |
| Interest-bearing deposits | 253,441,000 | 252,735,000 | 252,779,000 | 253,281,000 |
| Noninterest-bearing deposits | 1,101,000 | 2,278,000 | 1,374,000 | 1,504,000 |
| Equity capital | 30,380,000 | 30,650,000 | 31,157,000 | 30,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,861,000 | 3,707,000 | 5,553,000 | 7,496,000 |
| Interest expense | 548,000 | 1,097,000 | 1,643,000 | 2,190,000 |
| Net interest income | 1,313,000 | 2,610,000 | 3,910,000 | 5,306,000 |
| Noninterest income | 389,000 | 471,000 | 886,000 | 975,000 |
| Noninterest expense | 1,139,000 | 2,321,000 | 3,510,000 | 4,870,000 |
| Provision for loan losses | 14,000 | 48,000 | 138,000 | 193,000 |
| Pretax income | 576,000 | 845,000 | 1,330,000 | 1,400,000 |
| Income tax | 189,000 | 274,000 | 427,000 | 479,000 |
| Net income | 387,000 | 571,000 | 903,000 | 921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,164,000 | 31,348,000 | 31,680,000 | 31,189,000 |
| Total capital | 31,441,000 | 31,660,000 | 32,083,000 | 31,648,000 |
| Risk-weighted assets | 106,681,000 | 114,266,000 | 127,035,000 | 132,557,000 |